Paper Gains Newsletter

by Matt Magee at mForce Capital

Don't let the large numbers fool you. What Larry Ellison is doing, borrowing against the value of his public securities, can be done by anyone with a taxable account. Say you have a $2 million taxable brokerage account and want to build a new house. You can borrow against the value of your account and pay yourself back over time. Allowing you to stay put in your current home until the new house is complete. This does come with risk and interest expense.

That being said, when done thoughtfully and not indefinitely. It can be a powerful tool.

Reading stories like this always catches my eye. As an advisor, one can argue either side. That being said, it is interesting that she chose to take the weekly payout.

I wanted to see what it looked like, assuming a 7% return over 30 years. Assuming she invested $700k, keeping $300k for spending now. Here are the results.

Obviously, the market does not give you 7% annually, and there would be volatility involved in this strategy. Good food for thought, if you are ever given the option of a lump sum vs. any sort of payout structure.

Charitably inclined and in the 37% tax bracket? This section is for you.

Paper Gains Show

This is our YouTube series geared towards those with $1 to $10 million in investable assets. Take a look for a strategic edge and practical insights.

What I've Enjoyed Recently

I have not enjoyed a Stephen King book in a while, but The Long Walk has been solid so far.

See Ya Soon

-Matt Magee

Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc,

Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., a SEC Registered Investment Advisor. mFORCE Capital is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

mForce Capital - 1415 Ballinger St Fort Worth, TX 76102
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