Paper Gains Newsletter

by Matt Magee at mForce Capital

Quick Hits

In a world of AI-driven content, my hope is to give you the exact opposite. While we will talk about topics that you can throw into ChatGPT and get technically correct answers, my goal is to give you my perspective.

Financial Planning is Full of Grey Areas that can be debated in many different directions. Rent vs. Buy and Term vs. Whole Life Insurance come to mind.

I think it all depends on your specific financial situation and what you're looking to accomplish. This is where the fun happens. Having a conversation about your financial plan, income, plans for the future and helping guide someone to renting or buying that vacation home.

Once you get past the basics, have the income and balance sheet to justify these decisions. This is often where I find the most grey area that comes down to client preference and objectives.

There are many examples like this in financial planning, but I wanted to highlight these today.

If you have decisions like this in your life and want to have a second set of eyes on it, give me a shout.

Stop Overpaying for Plan Services:

While I am not a 401(k) expert, I work with one.

401 (k) plan fees vary widely. If it’s been more than 3 years since you’ve benchmarked your plan, there’s a good chance you’re overpaying. Our Fiduciary Plan Health Quiz is designed to help administrators quickly assess their retirement plan's effectiveness.

Chart of the Week

This chart might be tough to see, but the message is clear. Consistently beating the index is incredibly challenging. Our strategy always emphasizes thoughtful allocation, disciplined financial planning, and patience.

What I've Enjoyed Recently

​How to Think about Debt: Morgan Housel​

Morgan is one of my favorites when it comes to money and psychology. If you have a big purchase coming up that requires debt, give it a listen.

​Your Friends & Neighbors: Jon Hamm​

I have to be careful here to avoid spoilers. Great show, tons of financial concepts at work. Enjoy!

​

Paper Gains Show

We aim to be your go-to source for expert market analysis, financial planning strategies, and actionable investing insights.

​

What to Expect

Every two weeks, you'll get crisp, no-fluff insights on finance, markets, estate planning, taxes, and more.

If you're looking for deep dives, reach out; I’m here and ready to discuss.

If you know anyone who would enjoy the newsletter, please share and subscribe here.

Not your thing? No worries, hit unsubscribe.

See Ya Soon

-Matt Magee

​​​

Copyright (C) 2025 mFORCE Capital All rights reserved.

​
Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc,

Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., a SEC Registered Investment Advisor. mFORCE Capital is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

mForce Capital - 1415 Ballinger St Fort Worth, TX 76102
​Unsubscribe · Preferences​